Are "no interest" installments really free?
Only if the cash price is the same. When a store gives a discount for cash, the installments cost more, and that difference is interest.
Pay cash or in installments?
"No interest" installments often hide one: the discount you'd get for paying cash. See the real rate and which choice costs less.
Installments win only when your money earns more while you wait than the interest they hide.
Calculations run in your browser. Device saving and carrying a plan are optional. Inputs go to your BudgetPro workspace only when you approve an import.
Questions
Why does what my savings earn matter?
Paying later leaves money in your account longer. If it earns more there than the installments charge, paying later is cheaper.
Can BudgetPro track my installments?
Yes. Card purchases in installments show up in your card bills, and a Cash or installments scenario shows the hidden interest and what each installment does to your budget.
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