Free budget tools
Quick answers to everyday money questions, with no sign-up.
Money across countries
- Budget spreadsheet A monthly budget for Google Sheets or Excel, with a tab for each country.
- Budget in dollars Your whole monthly budget in another currency, at today's rate.
- Money transfer cost What a transfer really costs once the exchange rate markup is counted.
Your month
- Safe to spend Your bills and payday, and what's safe to spend each day.
- Subscription check All your subscriptions per month and per year, and what cancelling saves.
- Fair split by income Share household costs in proportion to what each person earns.
Savings and debt
- Savings goal planner When you reach a savings goal, or what to save to get there on time.
- Emergency fund How much to keep for emergencies, and when you get there.
- Debt payoff planner Snowball or avalanche: your debt-free date and the interest each way.
Prices, pay and taxes
- Cash or installments The interest hidden in installments, and which way costs less.
- Net salary in Brazil Take-home pay after INSS and income tax, plus the 13th salary and vacation pay.
- US sales tax State and local sales tax on a purchase, by state and type of product.